Buying Process

Buying Process

The Fun Begins

Your financial papers are in order, you’ve been pre-approved for a mortgage, and you’ve calculated your budget, now it’s time to start looking for a new home!

One of the many advantages of working with The Bret Knowles Team is having access to multiple listings. Brett can provide a detailed description of any property that interests you.

The more Brett knows about what you are looking for, the easier it will be to find the perfect match. Use the worksheet to prioritize your home features and share this information with Brett.

Make an Offer

You’ve found the perfect home! Now it’s time to make an offer. Brett will help you decide on an offer based on you’re pre-approved loan, current market conditions and the competition.

After you’ve determined an offer amount, Brett will present it to the seller on your behalf. Negotiations may follow between you and the seller as you work toward an agreement. This is normal, and Brett can support you through the process objectively and professionally.

Your Offer is Accepted

Now it’s time to finalize your loan and have home inspections done.

Based on the inspection results, repairs may need to be completed. The property is appraised, the title analyzed, the title insurance commitment is issued, and the property is surveyed if necessary. At this point you need to secure homeowner’s insurance.

The Closing

This is the day you’ve been waiting for! If closing is a new experience, try not to worry, The Brett Knowles Team will guide you through it.

Brein identification, documents requested by the closing attorney, your lender and the closing money owed. All fees will be disclosed as separate line items within the closing statement. Check with your closing attorney to determine how they wat fees to be paid (i.e. wire transfer, cashier’s check).

During the closing, the sales transaction is finalized. The disclosure statement is released, money is exchanged, all paperwork and agreements are signed, and the title of property is transferred- the home is now yours! Congratulations!